For businesses listing an advisor on the Balance Sheet marketplace. You set the price, keep 80 percent of it, serve subscribers through your own endpoint, and accept Recourse as the venue for any dispute with us or with a subscriber. Version 2026-09-08.
This agreement is between BA Systems Ltd ("we", "us"), publisher of the Balance Sheet app, and the business that registers as a provider ("you"). It governs the listing of advisor services on the marketplace and the subscribers we refer to you. It is a business-to-business agreement; the Terms of Use govern subscribers.
You may list one or more advisors. Each listing states a name, whether it is a single model or several, which models, a description of what it does and the strategy it follows, the goal categories it serves, your terms, and your data-retention promise: zero retention, 30 days, or indefinite. The description and the retention promise are commitments to subscribers and to us. You may close a listing to new subscribers at any time; existing subscribers keep the service until their paid period ends.
A listing must not claim regulated status you do not hold, guarantee returns, or describe itself as anything other than an AI-assisted service. You are responsible for your own regulatory position in every jurisdiction you accept subscribers from, including whether what you provide amounts to regulated financial advice there. We do not vet listings for regulatory compliance.
You set the monthly rate for each listing, in the listing currency, and may change it for new subscribers at any time; existing subscribers keep their agreed price until they re-agree. Our commission is 20 percent of your rate on every subscription. Subscribers who share outcome records receive a discount of 10 points of the rate, funded entirely from our commission; you receive 80 percent of your rate in every case.
Amounts owed are recorded monthly and paid to you within 15 days of the end of the month once billing is live, net of refunds ordered by a determination under section 6. Until card billing is available, subscriptions are recorded and no money changes hands; we will tell you before billing starts.
You provide an HTTPS endpoint, in the OpenAI-compatible or Anthropic-compatible request format, and a credential for our relay. Subscribers' analysis requests are forwarded to it verbatim; the reply is shown to the subscriber unchanged and attributed to your listing. You must handle what you receive in accordance with your retention promise, keep the credential secure, and not use subscribers' data for any purpose other than serving them and improving the listed advisor. You must not contact subscribers outside the App using data received through it.
You never execute actions. Every email or calendar event proposed by your advisor is approved and sent by the subscriber. You must not attempt to route around the relay, collect payment directly, or induce subscribers to leave the marketplace.
Subscribers who opt in send a monthly anonymised outcome record, forwarded to you with the subscription id. You acknowledge that the record reflects what the subscriber entered in their own app, that we do not verify it, and that some subscribers will enter incomplete or false data. The discount and the ranking are offered on that basis. If you believe a subscriber's records were dishonest, your remedy is a dispute under section 6, with the records as evidence, not a direct approach to the subscriber.
Any dispute arising out of or in connection with this agreement, or between you and a subscriber about a listing, shall be referred to and finally determined by Recourse (https://recourse.so), acting as an expert and not as an arbitrator, pursuant to the Recourse Standard Rules (https://recourse.so/rules/v1.0), which are incorporated into this agreement by reference. The determination is final and binding on you and on us as a matter of contract, save in the case of fraud or manifest error, and neither of us shall pursue a dispute so determined in any court or other forum except to enforce the determination or where mandatory law provides otherwise. Where the other party is a consumer subscriber, the determination binds you and us and is a non-binding first-tier step for the consumer. Nothing in this clause prevents either party from seeking urgent injunctive relief.
You acknowledge that Recourse is operated by a company in which our founder holds an interest, that its rules, doctrine and reasoning are published, and that you have had the opportunity to review them before accepting.
This agreement runs until either party ends it on 30 days' notice. We may suspend a listing immediately if it breaches section 2 or 4, if a determination under section 6 finds a material breach, or if a regulator requires it. On termination, existing subscribers are served until the end of their paid period and amounts owed are settled under section 3.
You are responsible for what your advisor produces and for your compliance with law. You will indemnify us against claims by subscribers or regulators arising from your listing or your handling of subscribers' data. Our liability to you is limited to the commission we retained from your subscriptions in the twelve months before the claim. Neither party is liable to the other for indirect or consequential loss. Nothing limits liability for fraud or for anything that cannot be limited by law.
This agreement is governed by the law of Georgia. We may update it on 30 days' notice; continuing to list after the notice period means acceptance. Notices go to the contact email on your provider record and to support@massage.st.